Personal Finance
Mr. Wallace
Room 46
Course Description: This class is designed to provide practical guidance for personal financial decision making. Many concepts will be relatively easy to grasp while others will require some effort on the part of the student. Our high school curriculum covers personal finance through an engaging and age-appropriate video series taught by Dave Ramsey, materials from the National Endowment for Financial Education, and various internet sources. These programs meet state standards and national guidelines; include a wealth of resources for students.
New Addition (January 2, 2018): After much consideration and deliberation I have come to a decision that my classroom will become a “CELLPHONE” and electronic device free zone. Students are provided a Chromebook to use by the district for research and work. Students will no longer be able to use their cellphones in my classroom.
Benchmarks and Objectives:
Financial Responsibility and Decision MakingApply reliable information and systematic decision making to personal financial decisions.
Credit and Debt:Maintain credit-worthiness, borrow at favorable terms, and manage debt.
Academic Integrity:
The administration and faculty have developed the following definition and policy to eliminate any confusion that one might have as to what is acceptable/unacceptable when using information other than a student’s own thoughts in an assignment.
Plagiarism (definition):
The act of plagiarism includes the following:
Electronic Devices: This room is now a cellphone free room. The following procedure will be in place in the room.
First offense, a warning will be given to the student that any further use of the cell phone will result in the student surrendering the phone to a designated area in the room to be retrieved after the class.
Second offense and further, surrendering the phone and a referral to the office.
Feel free to contact me at any time with questions, comments, or concerns:
Mr. Wallace
Neosho High School
(417) 451-8600
[email protected]
Mr. Wallace
Room 46
Course Description: This class is designed to provide practical guidance for personal financial decision making. Many concepts will be relatively easy to grasp while others will require some effort on the part of the student. Our high school curriculum covers personal finance through an engaging and age-appropriate video series taught by Dave Ramsey, materials from the National Endowment for Financial Education, and various internet sources. These programs meet state standards and national guidelines; include a wealth of resources for students.
New Addition (January 2, 2018): After much consideration and deliberation I have come to a decision that my classroom will become a “CELLPHONE” and electronic device free zone. Students are provided a Chromebook to use by the district for research and work. Students will no longer be able to use their cellphones in my classroom.
Benchmarks and Objectives:
Financial Responsibility and Decision MakingApply reliable information and systematic decision making to personal financial decisions.
- Take responsibility for personal financial decisions.
- Find and evaluate financial information from a variety of sources.
- Summarize major consumer protection laws.
- Make financial decisions by systematically considering alternatives and consequences.
- Explore career options.
- Identify sources of personal income.
- Describe factors affecting take-home pay.
- Build and publish an e-portfolio
- Develop a plan for spending and saving.
- Develop a system for keeping and using financial records.
- Describe how to use different payment methods.
- Apply consumer skills to purchase decisions.
- Consider charitable giving.
- Develop a personal financial plan.
Credit and Debt:Maintain credit-worthiness, borrow at favorable terms, and manage debt.
- Identify the costs and benefits of various types of credit.
- Explain the purpose of a credit record and identify borrowers' credit report rights.
- Describe ways to avoid or correct debt problems.
- Summarize major consumer credit laws.
- Identify common types of risks and basic risk management methods.
- Explain the purpose and importance of property and liability insurance protection.
- Explain the purpose and importance of health, disability and life insurance protection.
- Discuss how saving contributes to financial well-being.
- Explain how investing builds wealth and helps meet financial goals.
- Evaluate investment alternatives.
- Describe how to buy and sell investments.
- Explain how taxes affect the rate of return on investments.
- Investigate how agencies that regulate financial markets protect investors.
Academic Integrity:
The administration and faculty have developed the following definition and policy to eliminate any confusion that one might have as to what is acceptable/unacceptable when using information other than a student’s own thoughts in an assignment.
Plagiarism (definition):
- To use or pass off the ideas and/or writings of another as one’s own;
- To steal or use another’s words/passage(s) or writing as one’s own;
- To use another’s production without crediting the source;
- To present as new and original an idea or product derived from an existing source.
The act of plagiarism includes the following:
- Copying someone else’s homework, project, paper, writing, etc. or having another person do your homework for you.
- Failing to cite a source when directly quoting.
- Failing to cite a source when using another person’s ideas.
- Writing/Using information from another source without paraphrasing correctly although still giving credit for the information.
Electronic Devices: This room is now a cellphone free room. The following procedure will be in place in the room.
First offense, a warning will be given to the student that any further use of the cell phone will result in the student surrendering the phone to a designated area in the room to be retrieved after the class.
Second offense and further, surrendering the phone and a referral to the office.
Feel free to contact me at any time with questions, comments, or concerns:
Mr. Wallace
Neosho High School
(417) 451-8600
[email protected]